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Fred Krawczyk and Associates
Fred Krawczyk and Associates
Associate Broker, SFR

Testimonials

I am a single parent. I have limited resources and I am recently coming out of bankruptcy. I wanted to own a home but I did not think I could afford a newer home in the Westfield area. I have known Fred Krawczyk for about ten years and I now realize how much of a blessing this has been to me. I knew nothing about the short sale process or the benefit it could be for a person in my financial situation. I was able to purchase a home for approximately $30,000 less than its assessed value. There is no way I could have otherwise purchased a home of this quality and location. Fred was always available and answered all my questions in a timely manner. He was a big help through the entire process. I do not hesitate to recommend Fred Krawczyk to anyone considering a short sale.
Jeff, Westfield
I have done a lot of jobs for Fred Krawczyk in the past few years and they are a great company to work with.  Very well organized and they know exactly what they want and need. Fred and Kathleen are great to work with and in the past twenty years I have only met a few people that compare to him.  When you are finished with the job, you do a walk through and are quickly paid.
Mike Cahill, G.C. and CEO of Celtic and Companies, Inc.
I want to thank Fred and Kathleen for helping me purchase my new home. In today’s uncertain economic times I can’t imagine paying full retail so a short sale was the only logical choice. The savings was substantial and with Fred’s help I was able to purchase more house than I originally thought I could afford. Fred and Kathleen were always available to answer all of my many questions and helped me find a 3 year old house that I love. It’s a great feeling buying a home when you already have decent equity from the day you move in. Well worth the wait!
Chad, Noblesville
Working with Fred Krawczyk & Associates has been an exemplary experience. This group is extremely experienced in the short sale process and always keeps the customers interests first and foremost. Integrity is the word that I feel best describes them, they show so much compassion for the client, never giving up, always adhering to good morals and ethics, trustworthy, extremely hard working, fair, honest and the list goes on. I have worked with many other groups in the past but none have produced and delivered like Fred Krawczyk. I count on the people I work with to treat my customers fairly and with respect, just as I treat my clients and Fred always delivers going above and beyond. I was not educated in Short Sales when I began working with him and he has taken much time and effort to make me a Short Sale REALTOR expert. His knowledge of the process is unsurpassed! I would refer his group to anyone and have; I feel privileged to be working with them as one of their REALTOR colleagues!
Ashley, Century 21 Carmel
We heard about Fred from a co worker and from the beginning it was a blessing.  Without the Fred and Kathleen we would never had made it to home ownership.  They never gave up on us and worked with us, teaching us about our credit and how to make our dream of home ownership reality.  Their Home Buyers Credit Workshop opened our eyes on how to handle and protect our credit.   It showed us we were not alone and there is help out there.    It is so nice to know there are people out there that cares about you, want to help you and actually do what they promise to do. The most important thing is they teach you how to help yourself, as long as you are willing to learn.  We are now LOVING our stable new life in a home that is actually ours.  I cannot say enough good things about Fred and Kathleen, they will be forever in our gratitude!
Stephen and Nichole, Carmel
I have known Fred Krawczyk for over nine years.I have both a personal and professional relationship with him.  In addition to being an excellent friend and neighbor, he was a tremendous help to me when I was trying to sell my home that was in foreclosure.Fred used his experience and knowledge of the real estate market to make the selling process as easy as possible for me.  He kept me up to date on what was happening, what buyers were saying about my home, and steps I needed to take to get my house sold.I highly recommend Fred Krawczyk to anyone that is in foreclosure. His professional manner, along with his excellent communication, made my Short Sale experience a positive one. 
Angela, Westfield
The Fred Krawczyk & Associates short sale process is a real help in these turbulent times. It is nearly impossible to move non-performing real estate off the books without the help of a proven system in today's current market. Fred Krawczyk provided the professional assistance we needed. We are grateful for their guidance through our short sales.
Rick, Carmel
My house was part of a divorce settlement, however, it soon became difficult to keep up on the mortgage payments after I lost my child support.  When the payment went up on my adjustable mortgage, I started to fall behind.  I tried, but couldn't sell my house using traditional methods.  Fred Krawczyk was able to sell my house after negotiating with my bank and keep a foreclosure off my credit report.  Thank you.
Teri, Carmel
“ Fred,  I wanted to take the time to thank you for all your help. I am very satisfied with the way you handled the sale of my home. Your professionalism and work ethic should be commended.  As I come across anyone who expresses an interest in selling their home, I will definitely refer them to you.  Once again, thank you for a job well done.”   -- L. Burnett, Indianapolis --
L. Burnett, Indianapolis
     Bad things happen to many people - most of them beyond their control!  That was our situation, and with God's blessing, brought Fred Krawczyk into our life.  I developed chronic, disabling health problems and my husband lost his job.  We built our dream home that was to be for retirement. How quickly life changes.  Rather than risk Foreclosure, we were blessed to meet Fred.  Fred introduced us to and took on the task of the Short Sale process which would help us eventually rebuild our credit when our dream home sold.      Our home was on the market for almost 2 1/2 years.  Fred worked tirelessly, dealing with the problematic Banks...fielding offer after offer, and preventing a Foreclosure.  We have no idea what all he went through, because he ran the interference and negotiations.  I believe because it was a beautiful, high-end home, the banks stayed in the game....but only because of Fred.  He knew how devastated I was, about the entire situation. Kindness, sensitivity and empathy is how Fred conducts his business.  He never gave up, and did all he could to ease my disappointment.  But we prevailed recently, and now a loving family will be in the home, filling it with love and "home pride" that was so important to me.       I have gradually accepted what has happened....life gives us what it does.  But my healing, and gratitude are because of Fred.  He knew the home needed the right family, and he delivered.  I will never forget him, and when finances improve, we will certainly utilize Fred and his company for a future purchase.  Fred is the best!  His dedication, compassion, and perseverance are unsurpassed.  Thank you, Fred.  We call you our friend....and will recommend you to all we can.  With our sincerest thanks …
Dianne & Ted Stiner, Westfield
“ Fred,  I just want to say Thank You for everything you have done for us in selling our house in Westfield Indiana.  I knew when looking for a realtor that I would have to do a short sale.  When I met with you, you informed me of every scenario that could happen.  Even though everything was done through email and phone calls since we were living out of state, you made what we needed to do very effortless.  You emailed me and gave me an update if not once a week, every couple of weeks.  If I had questions, or needed information, you responded in the same day.  There were times that I would get discouraged and you always assured me that it was your job to find a buyer and that I should not worry and let you do your job.  That is exactly what you did.  I was released from all liability for the deficiency balance.  I don't know how we can repay you for everything you have done for us.  Thank you again. “
Karla Duncan, Westfield
“Dear Fred, Betsy and I would like to thank you again for all the work you did in the sale of our property on Athens Place.  It was certainly not a good time for us, but you made a bad situation better for Betsy and me.  It’s nice to have “TRUE” professionals working with you when others can’t or won’t cooperate.  Again, thanks for all your hard work and going “ABOVE and BEYOND” in your efforts for us.  Feel free to use this letter as a reference for future clients.”
Thomas Crow, Westfield
“ When faced with the decision to short sale our home after nearly 2 years on the market, we were so pleased to learn that there really is a "Specialist" in this field.  We had so many questions and concerns and Fred Krawczyk was there beside us every step of the way. Although, I would hope this would be a decision you and your family aren't forced to make, if you do, rest assured you are in the best of hands.  Thank you so much, Fred. “
Lorrie and Gary Neal, Westfield
“ Fred, did an amazing job keeping my house from getting foreclosed on. The situation looked hopeless, and I was greatful to have him helping me. His knowledge and research helped to short sale my house and walk away with no debt to repay! This saved me thousands! I will absolutely use Fred again and recommend him to all my friends.”
Charles Livingston, Fishers
"I truly appreciated the help of Fred Krawczyk when faced with the need to sell my house.  He helped with the winterization of my home as well as guiding me through the myriad pieces of paper that were necessary.  I knew I did not have to worry about all of the issues that needed to be addressed during the process."
Renee Smith, Westfield
“ Fred was a spectacular help in the sale of my house.  His expertise and willingness to go above and beyond the call helped to close my house in a timely manner.  I would recommend him in a heartbeat.  I had nearly given up on the prospect of a short sale as other realtors had informed me that a short sale in my case would not be possible.  After consulting with a lawyer who referred me to Fred, he not only sought out the short sale, but was able to get an offer on the house on the first day it was on the market.  It was an incredible experience working with him.”
Bryce Fuhrmann, Indianapolis
“ Imagine going to surgery because something is wrong.  It’s a life or death situation.  You’re scared of the procedure but is it has to be done fear or not.  That’s what I felt like when I fell behind with payments from my beautiful 8 year home.  I just could not make the payments and put any love and care into the home.  My credit was going to be ruined and there was nothing I could do.  My home needed some TLC(tender loving care) and in my opinion unsellable.  Then I met Fred.  Words cannot describe what he has done for me.  My house was sold and damage to my credit stopped.  The hurdles he went through to get this done is unconceivable.  The biggest hurdle being myself.  My hesitation to sell my home made his job incredibly hard.  I wasn’t doing it on purpose but I was scared.  Fred worked with me.  He understood how difficult it was for me and he continued to work for me to get everything accomplished and he went at my pace.  From showing to filling out papers to final closing I cannot thank Fred enough for everything he did.  There is no one I would recommend more.
Craig Hindall, Fishers
“ My wife and I would like to recommend Fred Krawczyk as a real estate agent. With no pressure, the process was started quickly and he kept things moving quickly with our best interest in mind. Fred understands the complexities of the short sale process and makes sure he takes the time to communicate with you in layman’s terms on why and what we hoped to accomplish. Thanks to Fred we completed the sale with the best possible outcome.”
Carl & Mary Hoffman, Noblesville
“ Fred was very easy to work with and handled everything for me!  I had never been through a short sale before, and it was much easier having Fred there to handle all the details I didn’t even know about.  Thanks Fred !!!”
Justin Hawkins, Noblesville
  “ I recently had the pleasure of working with Fred Krawczyk in a short sale transaction where I represented the buyers.  When my clients decided that this was indeed the home for them, I must admit that I was a bit apprehensive about doing a short sale transaction.  I do not have a lot of experience with foreclosures and short sales but wanted to be sure that I did a great job for my clients.  Fred has a lot of background in short sale properties and he was awesome at guiding me through the process and helping me to represent my clients’ best interest.  I cannot say enough about his integrity and patience throughout the process.  He was great at answering not only my clients’ questions but mine as well.  We worked well together as a team to get this transaction closed within 90 days which is nearly unheard of in a short sale transaction.  His knowledge and relationship with the lenders helped to make the process smooth for all of us.  I appreciated his guidance and willingness to work together with me to make me look like a super star to my clients.  I would absolutely relish the opportunity to do business with Fred in the future.”
Dana Duncan, REALTOR FC Tucker Company, Inc.
We called FC Tucker to list our house.  When reviewing our situation with our REALTOR, she identified that we would be a short sale.  We owed $320,000 on a house that appraised for $220,000.  She brought Fred Krawczyk to our first meeting and explained that he was an expert on short sales and dealing with the lenders.  Fred worked tirelessly with our lenders to gain a short sale without any continuing liability.  Our house sold and without Fred's effort we would be in foreclosure with a liability of over $100,000.  Thanks Fred !!!
Bruce and Julie Naylor, Westfield
Dear Fred, as mentioned at closing and a number of times during our challenging, property-sale journey, I cannot thank you enough for all you were able to do for me and my family.  After meeting with several real estate professionals and hearing about all the problems with the housing market and how homes just weren't selling and that there really wasn't much we could do but dump a bunch of money into the home to get it to compete with others on the market, you came in and offered some very creative options and gave us hope that we could complete our transaction.  You methodically laid out your plan to screen potential lease-to-own candidates, ultimately finding a near perfect match for our property. Your knowledge of the Indy market, options for creating a win-win for all parties and tireless work to keep everyone updated on the progress of the sale and the management of the lease-to-own contract, were very much appreciated and key to moving our home to closing. I know that it was your relentless pursuit of this deal that kept it on track, and allowed it to close many months before it probably should have. I know you made countless phone calls to the finance folks, underwriters, title company and all involved to keep things moving.  Thank you for that.  Thanks for taking such a personal interest in helping us. It's obvious you love what you do and that your vast experience in home sales is a huge benefit to anyone you represent.  Please don't hesitate to pass my name along to anyone who asks you for references.  As a custom home builder for 20 years, I've had the pleasure to work with many Realtors. You are without a doubt the most professional, knowledgeable and effective Realtors I've worked with and would have no hesitation to have you handle any real estate transaction for myself, family or friends. Thanks again for your help. Sincerely,
Mike Qualters, Indianapolis
Fred,  First, I would like to thank you for all the work that you have put into this house hunting process. You have made the search easy which Jenna and I appreciate very much.   Jenna and I have had an amazing experience working with you. I know I have friends who are graduating with me who will be looking to buy a home in the next few years and will direct them to you. Also, when the time comes and we are ready to sell you will be the first person we contact. 
Matthew & Jenna Treadwell, Indianapolis
Allen,  Just wanted to drop a line and thank you for recommending Fred Krawczyk as a realtor.  He's been very helpful thus far and has helped us find a rental house while we are in transition.  Very impressed.  Thanks for your help.
Gary Hughes, Carmel
Fred,  I just wanted to thank you again for the Short Sale referral check that I received this week.  What a pleasant surprise!  I appreciate your remembering as that client was my very first walk-in as a new agent.  Sorry to hear it took so long, but happy to know he was taken care of. Thank you for your expertise. Have a nice week!
Kenwyn Kealing, FC Tucker Company
I had a home at 6529 North Riverview Drive Indianapolis, In. 46220 that was going into foreclosure with Bank Of America I fell behind in my payments when the real estate market crashed and my businesses failed as a result of the crash. I negotiated with BOA and received permission to pursue a Short Sale ten days later they sued me for foreclosure. They had a list of approved Real Estate Brokers in this area. I did not know any of them so I went to my contact at my old title companies sales rep Colleen Lakin First American title and asked if she knew any of the Brokers she said she had seen Fred do more successful short sales than anyone else on the list. I did not previously know him. I called him that day and we met several days later I signed a listing with him and let him take over all negations with BOA from them on. He did a great job and this was a very difficult home to sell it had major foundation and structural problems it took months to get the price right and find the perfect buyer so he finally brought me a Cash AS IS offer the sale price was $58,000 and it was successfully closed on June 27th 2013 Bank of America forgave $142,295.41 in bad debt that would have resulted in a personal Judgment against me if the home had been foreclosed on instead of sold by Fred. I would have lost any remaining assets that I still had left with this judgment. Fred Krawczyk at FC Tucker Company did a wonderful job handling this very complicated transaction. I would recommend him to anyone facing foreclosure or for any other of your real estate needs he acted in a very caring and competent manor and was ultimately successful in getting me out of this terrible mess of foreclosure with Bank Of America. I am forever thankful for his help. And I give a strong recommendation for Fred and am thankful for all of his hard work he did for me. 
Dan Wehmeier, Indianapolis
Brian and I want to express our gratitude for helping us sell the house and keep it from foreclosure. Thank you for everything.
Brian & Julie Arnold, Westfield
Dear Fred,  THANK YOU for selling our house and helping us buy another. I'm sure it's not always obvious to everyone just how much time and effort it takes to make that happen. I realize how many phone calls, texts and e-mails you responded to, no matter what time of day or night, 7 days a week. Your hard work made the whole process seem smooth. We feel lucky that we stumbled upon you and that you gave us such a good first impression. You were kind, patient, knowledgeable, helpful, personable and professional from the first day we met you and held true to each of those the whole way through our journey. I will make sure my friends and family use the best agent I know when it comes time for them to buy or sell!    Thanks again Fred!
Dana Brooks, Westfield
Fred did an excellent job of negotiating through what could have been a very contentious short sale. There were many potential issues that seemed to fade away including the short sale itself, the husband and wife sellers were both deceased, the property was supposed to be in a trust but the deed wasn’t recorded, there were no other assets in the trust or the estate and the trustee lived out of state. Fred must have done an artful job of presenting the issues clearly to the Bank so they could appreciate their options. In the end, the Bank didn’t make any onerous demands, the closing came off without a hitch and all were happy. Fred kept everyone informed and was prompt to return e-mails and phone calls. He should be an asset to Tucker as he understood the short sale procedures and partnered well with the listing broker.
Warren McBride, Indianapolis
I was in desperate need to get out of my townhouse in Indiana and Fred Krawczyk came highly recommended from a friend of mine in Florida. Fred was extremly knowledgable and walked me through the entire process of what to expect in the future months. He was patient with me and all my questions and assured me he would get it done. Thank you Fred for all your help!
Nicole Temples, Indianapolis
I would recommend Fred Krawczyk to anyone seeking to execute a short sale of their home.  Fred doggedly worked to get our sale approved in the face of what seemed like insuperable odds.  The result he achieved was remarkable.  We actually received a check that was several times our moving costs.  
James, Westfield
Fred,  First, I would like to thank you for all the work that you have put into this house hunting process. You have made the search easy which Jenna and I appreciate very much.   Jenna and I have had an amazing experience working with you. I know I have friends who are graduating with me who will be looking to buy a home in the next few years and will direct them to you. Also, when the time comes and we are ready to sell you will be the first person we contact. 
Matthew & Jenna Treadwell, Indianapolis
Dear Fred, as mentioned at closing and a number of times during our challenging, property-sale journey, I cannot thank you enough for all you were able to do for me and my family.  After meeting with several real estate professionals and hearing about all the problems with the housing market and how homes just weren't selling and that there really wasn't much we could do but dump a bunch of money into the home to get it to compete with others on the market, you came in and offered some very creative options and gave us hope that we could complete our transaction.  You methodically laid out your plan to screen potential lease-to-own candidates, ultimately finding a near perfect match for our property. Your knowledge of the Indy market, options for creating a win-win for all parties and tireless work to keep everyone updated on the progress of the sale and the management of the lease-to-own contract, were very much appreciated and key to moving our home to closing. I know that it was your relentless pursuit of this deal that kept it on track, and allowed it to close many months before it probably should have. I know you made countless phone calls to the finance folks, underwriters, title company and all involved to keep things moving.  Thank you for that.  Thanks for taking such a personal interest in helping us. It's obvious you love what you do and that your vast experience in home sales is a huge benefit to anyone you represent.  Please don't hesitate to pass my name along to anyone who asks you for references.  As a custom home builder for 20 years, I've had the pleasure to work with many Realtors. You are without a doubt the most professional, knowledgeable and effective Realtors I've worked with and would have no hesitation to have you handle any real estate transaction for myself, family or friends. Thanks again for your help. Sincerely,
Mike Qualters, Indianapolis
We called FC Tucker to list our house.  When reviewing our situation with our REALTOR, she identified that we would be a short sale.  We owed $320,000 on a house that appraised for $220,000.  She brought Fred Krawczyk to our first meeting and explained that he was an expert on short sales and dealing with the lenders.  Fred worked tirelessly with our lenders to gain a short sale without any continuing liability.  Our house sold and without Fred's effort we would be in foreclosure with a liability of over $100,000.  Thanks Fred !!!
Bruce and Julie Naylor, Westfield
I recently had the pleasure of working with Fred Krawczyk in a short sale transaction where I represented the buyers.  When my clients decided that this was indeed the home for them, I must admit that I was a bit apprehensive about doing a short sale transaction.  I do not have a lot of experience with foreclosures and short sales but wanted to be sure that I did a great job for my clients.  Fred has a lot of background in short sale properties and he was awesome at guiding me through the process and helping me to represent my clients’ best interest.  I cannot say enough about his integrity and patience throughout the process.  He was great at answering not only my clients’ questions but mine as well.  We worked well together as a team to get this transaction closed within 90 days which is nearly unheard of in a short sale transaction.  His knowledge and relationship with the lenders helped to make the process smooth for all of us.  I appreciated his guidance and willingness to work together with me to make me look like a super star to my clients.  I would absolutely relish the opportunity to do business with Fred in the future.
Dana Duncan, REALTOR FC Tucker Company, Inc.
Fred was very easy to work with and handled everything for me!  I had never been through a short sale before, and it was much easier having Fred there to handle all the details I didn’t even know about.  Thanks Fred !!!
Justin Hawkins, Noblesville
My wife and I would like to recommend Fred Krawczyk as a real estate agent. With no pressure, the process was started quickly and he kept things moving quickly with our best interest in mind. Fred understands the complexities of the short sale process and makes sure he takes the time to communicate with you in layman’s terms on why and what we hoped to accomplish. Thanks to Fred we completed the sale with the best possible outcome
Carl & Mary Hoffman, Noblesville
Thanks so much for taking care of this client for me.  There are few Realtors experienced enough and educated enough in short-sales to do it well and you are one. I won’t hesitate to refer my clients who are in a short-sale situation to you in the future. 
Dayne Collings, Realtor/Assoc. Broker, FC Tucker Company, Inc.
Fred, It was my pleasure working with you as well, let me know if you need anything additional from me, if not I will await the check.  Thanks so much.
Brandon Maves, REO/Foreclosure Agent | FORUM Credit Union
Working with you has made my job a lot easier, so I thank you for that.
Claudy Powell, Specialized Home Retention Consultant - Mediations | OCWEN Loan Servicing LLC
Imagine going to surgery because something is wrong.  It’s a life or death situation.  You’re scared of the procedure but is it has to be done fear or not.  That’s what I felt like when I fell behind with payments from my beautiful 8 year home.  I just could not make the payments and put any love and care into the home.  My credit was going to be ruined and there was nothing I could do.  My home needed some TLC(tender loving care) and in my opinion unsellable.  Then I met Fred.  Words cannot describe what he has done for me.  My house was sold and damage to my credit stopped.  The hurdles he went through to get this done is unconceivable.  The biggest hurdle being myself.  My hesitation to sell my home made his job incredibly hard.  I wasn’t doing it on purpose but I was scared.  Fred worked with me.  He understood how difficult it was for me and he continued to work for me to get everything accomplished and he went at my pace.  From showing to filling out papers to final closing I cannot thank Fred enough for everything he did.  There is no one I would recommend more.
Craig Hindall, Fishers
It was a pleasure working with you on the Gainsborough short sale.  It is a breath of fresh air being able to work with real estate professionals that are knowledgeable and professional.  Working together as real estate professionals who both have the same end result goal makes the short sale process smooth.  At the end of the day, our goal is and always should be to provide the buyers and sellers the best service they deserve in order to get the sale closed.  Thanks again Fred.  Take care and I hope that we have future transactions together.
Rada Adams, REALTOR, Encore Sotheby’s International Realty, Indianapolis
Fred was a spectacular help in the sale of my house.  His expertise and willingness to go above and beyond the call helped to close my house in a timely manner.  I would recommend him in a heartbeat.  I had nearly given up on the prospect of a short sale as other realtors had informed me that a short sale in my case would not be possible.  After consulting with a lawyer who referred me to Fred, he not only sought out the short sale, but was able to get an offer on the house on the first day it was on the market.  It was an incredible experience working with him.
Bryce Fuhrmann, Indianapolis
I truly appreciated the help of Fred Krawczyk when faced with the need to sell my house.  He helped with the winterization of my home as well as guiding me through the myriad pieces of paper that were necessary.  I knew I did not have to worry about all of the issues that needed to be addressed during the process.
Renee Smith, Westfield
Fred, did an amazing job keeping my house from getting foreclosed on. The situation looked hopeless, and I was greatful to have him helping me. His knowledge and research helped to short sale my house and walk away with no debt to repay! This saved me thousands! I will absolutely use Fred again and recommend him to all my friends.
Charles Livingston, Fishers
Good Afternoon Fred It really has been my pleasure to help you with this closing. I'm sure it has been a lot of work. Your email message was very kind. I hope we can do business again sometime in the future. Your feedback is very important to me as it will help me to perfect the process as I move along. If you find some time, please feel free to send an email to me via a message in Equator or to my manager Bill Chanthavong. Sincerely, 
Jennifer Cratch, Short Sale Closing Officer, Bank of America
When faced with the decision to short sale our home after nearly 2 years on the market, we were so pleased to learn that there really is a "Specialist" in this field.  We had so many questions and concerns and Fred Krawczyk was there beside us every step of the way. Although, I would hope this would be a decision you and your family aren't forced to make, if you do, rest assured you are in the best of hands.  Thank you so much, Fred.
Lorrie and Gary Neal, Westfield
Fred,  Thank you for the compliment, you’ve been great to work with as well.  I’ve just sent the UPS letter which should arrive to your office by Monday.  Let me know if you have any questions when you receive the approval letter.
Mark Kimball, FM Default Mgmt. Group, Union Savings Bank
Dear Fred, Betsy and I would like to thank you again for all the work you did in the sale of our property on Athens Place.  It was certainly not a good time for us, but you made a bad situation better for Betsy and me.  It’s nice to have “TRUE” professionals working with you when others can’t or won’t cooperate.  Again, thanks for all your hard work and going “ABOVE and BEYOND” in your efforts for us.  Feel free to use this letter as a reference for future clients.
Thomas Crow, Westfield
Fred,  I just want to say Thank You for everything you have done for us in selling our house in Westfield Indiana.  I knew when looking for a realtor that I would have to do a short sale.  When I met with you, you informed me of every scenario that could happen.  Even though everything was done through email and phone calls since we were living out of state, you made what we needed to do very effortless.  You emailed me and gave me an update if not once a week, every couple of weeks.  If I had questions, or needed information, you responded in the same day.  There were times that I would get discouraged and you always assured me that it was your job to find a buyer and that I should not worry and let you do your job.  That is exactly what you did.  I was released from all liability for the deficiency balance.  I don't know how we can repay you for everything you have done for us.  Thank you again. 
Karla Duncan, Westfield
I recently worked with Fred on a short sale transaction. He made the process go very smoothly, he always made sure myself and my client were updated, he helped my clients a great deal with explaining every step and everything was done in a timely and professional manner. I would refer Fred and work with him again in a heartbeat. He is the best at what he does! 
David Cronnin, REALTOR, RE/MAX Ability Plus
Fred, I thank you for your business and it has been a pleasure working with you. I also hope that we will work together on future files. Your feedback is very important to me. Feel free to send me a detailed email regarding your experience via Equator message. Thanks again! … Warm Regards “
Tracy Ferris, Equator Short Sale Department, Bank of America
I have personally had the opportunity to work with Fred Krawczyk on a short sale.  Not only is he a great agent but he knows how to process the short sale very efficiently.  He has good relationships with many banks.  He helped me tremendously with one of my listings and kept track of all the paperwork that goes with this type of transaction.  I can’t thank him enough for the help he provided.  I recommend him to anyone for a real estate transaction as an agent or a short sale specialist. 
Si Johnson, Managing Broker / REALTOR, F.C. Tucker Company, Inc.
I recently completed a short sale transaction with the help of Fred Krawczyk.  He handled the entire process with the bank once we received the offer from the buyer.  He completed the deal in a timely manner and was efficient in his communication with me as the listing agent and also with the buyer’s agent and our seller.  Fred was very professional and I would certainly work with him again.<sp?y tl?~="" pk}="" acerun:yes'="">
Julie Downham, REALTOR, Prudential Indiana Realty Group
Fred and I had a recent transaction in which he represented the seller of a short sale home.  He was the most knowledgeable agent that I have ever worked for in the "short sale" arena.  He clearly understands how the banks process these deals and what is needed to cut through the red tape.  He provided us with a timeline in order to manage our expectations, updated us on a regular basis, and got the deal to the closing table as quickly as possible.  He is an expert in this area. 
Susan Miller, REALTOR, F.C. Tucker Company, Inc.
Bad things happen to many people - most of them beyond their control!  That was our situation, and with God's blessing, brought Fred Krawczyk into our life.  I developed chronic, disabling health problems and my husband lost his job.  We built our dream home that was to be for retirement. How quickly life changes.  Rather than risk Foreclosure, we were blessed to meet Fred.  Fred introduced us to and took on the task of the Short Sale process which would help us eventually rebuild our credit when our dream home sold.      Our home was on the market for almost 2 1/2 years.  Fred worked tirelessly, dealing with the problematic Banks...fielding offer after offer, and preventing a Foreclosure.  We have no idea what all he went through, because he ran the interference and negotiations.  I believe because it was a beautiful, high-end home, the banks stayed in the game....but only because of Fred.  He knew how devastated I was, about the entire situation. Kindness, sensitivity and empathy is how Fred conducts his business.  He never gave up, and did all he could to ease my disappointment.  But we prevailed recently, and now a loving family will be in the home, filling it with love and "home pride" that was so important to me.       I have gradually accepted what has happened....life gives us what it does.  But my healing, and gratitude are because of Fred.  He knew the home needed the right family, and he delivered.  I will never forget him, and when finances improve, we will certainly utilize Fred and his company for a future purchase.  Fred is the best!  His dedication, compassion, and perseverance are unsurpassed.  Thank you, Fred.  We call you our friend....and will recommend you to all we can.  With our sincerest thanks …
Dianne and Ted, Westfield
[Regarding a short sale file that the V.P. of Citizens / CCO Mortgage personally managed for me because it was miss-handled by their Loss Mitigation Department and his request for feedback]  Hi Fred:  Happy New Year.  Thank you for this feedback. It is very useful for me to improve the operation. 
Robert F Beals, V.P. Loss Mitigation Manager, RBS Citizens Business Services (CCO Mortgage)
Fred,  I want to say to you, "Thank you for helping me with my short sale" you did a great job! I know it was the Lord that sent you my way! You helped me out in so many ways. You were a blessing and a wonderful person to know. Thanks again! 
M. Guyinn, Indianapolis
Fred,  I wanted to take the time to thank you for all your help. I am very satisfied with the way you handled the sale of my home. Your professionalism and work ethic should be commended.  As I come across anyone who expresses an interest in selling their home, I will definitely refer them to you.  Once again, thank you for a job well done.
L. Burnett, Indianapolis
Fred,  I wanted to take the time to thank you for all your help. I am very satisfied with the way you handled the sale of my home. Your professionalism and work ethic should be commended.  As I come across anyone who expresses an interest in selling their home, I will definitely refer them to you.  Once again, thank you for a job well done.
L. Burnett, Indianapolis
Without Fred Krawczyk of the FC Tucker Company, my house would still probably be for sale. After being laid off from my job, it became necessary to put my house up for sale.  It sat on the market for nearly a year before I was referred to Fred by an acquaintance.  Upon hearing Mr. Krawczyk’s presentation, it was evident that I had little to lose by contracting his service.  By this time I had vacated the house, and was just hoping to find a buyer in time to avoid foreclosure.  Mr. Krawczyk was extremely professional and responsive during his updates to me,  keeping  me updated, as necessary, on the progress.  Soon, a buyer was found and a short sale was underway.  Mr. Krawczyk handled all communications with the two lending institutions holding loans on the house.  To my complete amazement and relief, not only was the short sale successfully completed, but Mr. Krawczyk had negotiated the writing off of both loans.  The paperwork was faxed to me for my signature, and after nearly a year and half, a huge weight had been lifted from my shoulders at no financial cost or expense of time and effort on my part.  I would highly recommend the services of Fred Krawczyk and FC Tucker! Sincerely,
M. Rodriguez, Carmel
Fred,  Just want to thank you for all you did to get our house sold. Having you to deal with the bank and getting it all done was such a relief !  Now we feel that we can work on restoring our credit. Again, Thank You so much!!
Mark & Lucy, Indianapolis
I want to thank Fred and Kathleen for helping me purchase my new home. In today’s uncertain economic times I can’t imagine paying full retail so a short sale was the only logical choice. The savings was substantial and with Fred’s help I was able to purchase more house than I originally thought I could afford. Fred and Kathleen were always available to answer all of my many questions and helped me find a 3 year old house that I love. It’s a great feeling buying a home when you already have decent equity from the day you move in. Well worth the wait!
Chad P., Noblesville
I am a single parent. I have limited resources and I am recently coming out of bankruptcy. I wanted to own a home but I did not think I could afford a newer home in the Westfield area. I have known Fred Krawczyk for about ten years and I now realize how much of a blessing this has been to me. I knew nothing about the short sale process or the benefit it could be for a person in my financial situation.  I was able to purchase a home for much less than its assessed value. There is no way I could have otherwise purchased a home of this quality and location. Fred was always available and answered all my questions in a timely manner. He was a big help through the entire process. I do not hesitate to recommend Fred Krawczyk to anyone considering a short sale.
Jeff Devezin, Westfield
Working with Fred Krawczyk has been an exemplary experience.  He is extremely experienced in the short sale process and always keeps the customers interests first and foremost.  Integrity is the word that I feel best describes him, he shows so much compassion for the client, never giving up, always adhering to good morals and ethics, trustworthy, extremely hard working, fair, honest and the list goes on.  I have worked with many other groups in the past but none have produced and delivered like he has !!!.  I count on the people I work with to treat my customers fairly and with respect, just as I treat my clients and he always delivers going above and beyond.  I was not educated in Short Sales when I began working with him and he has taken much time and effort to make me a Short Sale REALTOR expert.  His knowledge of the process is unsurpassed!  I would refer him to anyone and have; I feel privileged to be working with him!  
Ashley Gardner, REALTOR, Century 21 Carmel
We heard about Fred from a co worker and from the beginning it was a blessing.  Without the Fred and Kathleen we would never had made it to home ownership.  They never gave up on us and worked with us, teaching us about our credit and how to make our dream of home ownership reality.  They showed us that we were not alone and there is help out there.   It is so nice to know there is someone out there that cares about you, wants to help you and actually does what they promise to do. The most important thing is they teach you how to help yourself, as long as you are willing to learn.  We are now LOVING our stable new life in a home that is actually ours.  I cannot say enough good things about Fred and Kathleen, they will be forever in our gratitude!
Stephen and Nichole Browning, Carmel
I have known Fred Krawczyk for over nine years.  I have both a personal and professional relationship with him.  In addition to being an excellent friend and neighbor, he was a tremendous help to me when I was trying to sell my home.  Fred used his experience and knowledge of the real estate market to make the selling process as easy as possible for me.  He kept me up to date on what was happening, what buyers were saying about my home, and steps I needed to take to get my house sold.   I highly recommend Fred Krawczyk to anyone. His professional manner, along with his excellent communication, made my house selling experience a positive one.
Angela M., Westfield
Fred Krawczyk and his short sale process is a real help in these turbulent times. It is nearly impossible to move non-performing real estate off the books without the help of a proven system in today's current market.  Under the leadership of Fred Krawczyk, his team provided the professional assistance we needed. We are grateful for their guidance through our short sales.
Rick, Carmel
My house was part of a divorce settlement, however, it soon became difficult to keep up on the mortgage payments after I lost my child support.  When the payment went up on my adjustable mortgage, I started to fall behind.  I tried, but couldn't sell my house using traditional methods.  Fred Krawczyk was able to sell my house after negotiating with my bank and keep a foreclosure off my credit report.  Thank you.
Teri, Carmel
Hi Patrick, I want to say thank you for selling my listing! I hope your buyers will be as happy there as my seller was for over 35 years! I hope they enjoy pool as we have! You have been awesome to work with. I wish all realtors were as kind and professional as you have been. Looking forward to any transaction with you! Take care! Sincerely Lynn C., Real Estate Broker
Clint Watson
Pat, I just wanted to send you a note saying what a pleasure it was working with you on the Watson file. I found working with you quite enjoyable. I find that there are basically 2 types of realtors out there. The ones that are lazy and are only in it for a paycheck and realtors the ones that realize that if you take care of your clients they are great referral sources. I am glad that you are the later. In my opinion you are working with the best team in the area (Do not tell Fred I said that). I look forward to our next deal and please reach out to me if I can be of help in any way.  Thanks & Have a Profitable Week. By Chris Moore, Prospect Mortgage
Clint Watson